ACA Agent & Marketplace
Resources

Research & Data Tools
Subsidy Calculator
Estimate health insurance premiums and subsidies for health insurance coverage through marketplaces.
Health Coverage & Federal Taxes FAQs
Instructions on how to “reconcile” premium tax credits when filing taxes.
Medicaid & CHIP Eligibility Calculator
A calculator used to determine the level of qualification for Medicaid, CHIP, or marketplace subsidies.
2026 Health Plan Data
Plan data applies to coverage that starts as early as January 1, 2026 and ends December 31, 2026.
2026 SHOP Health Plan Data
Plan data applies to coverage that starts as early as January 1, 2026 and ends December 31, 2026.
Agent Broker Registration Completion List
An updated list of agents and brokers completing the registration to sell ACA products.
Agent Broker Registration Tracker
An updated list of agents and brokers registered to sell ACA.
Benefits and Cost Sharing PUF (Public Use File)
Benefits and cost-sharing PUF is one of the files that includes details on essential health benefits, coverage limits, and cost-sharing for each QHP and SADP.
Plan Attributes PUF (Public Use File)
This dataset contains plan variant-level data on maximum out of pocket payments, deductibles, HSA eligibility and other plan details.
Service Area PUF (Public Use File)
This dataset contains issuer-level data on geographic service areas including state, county, and zip code.
Rate PUF (Public Use File)
This dataset includes rates based on an eligible’s age, tobacco use, and geographic location; and family-tier rates.
Network PUF (Public Use File)
This dataset contains issuer-level data identifying provider network URLs.
Plan ID Crosswalk PUF (Public Use File)
This dataset is to map QHPs, and SADPs offered through the marketplaces during the previous plan year to plans that will be offered the upcoming year.
State-Based Exchange
Websites and Certifications
See this list for a complete list of the state-based exchanges and, where available, the state’s declaration letter, HHS/CMS’ conditional approval letter, and the State’s Exchange web link.
Estimating Income
When you fill out a health insurance application and use some tools on this website, you’ll need to estimate your expected income. Learn ho you can estimate your income here.
2022 Inflation Reduction Act – health provision highlights
Read more on the new tax package here.
Federal Poverty Levels
Use this resource to help calculate ACA premiums.
Licensing & Training
Health Insurance Marketplace 101
(English)
Medicare and Marketplace
(English)
Marketplace Eligibility Appeals
(English)
State Marketplace Resources
Find regulations and guidance, fact sheets & FAQs, letters and news releases, funding opportunities, and other resources.
2026 New Agent Marketplace Registration/Training
Agents who are new to the Marketplace this year, or who did not complete plan year 2025 registration training are required to complete the full individual training for 2026. Click here to download the 2026 New Agent Training Slides. The guide to complete your training can be found here.
Returning Agent & Broker 2026 Marketplace Registration/Training
Agents and brokers who completed the 2022 registration and training are eligible to take a shorter training for plan year 2023 as well as optional review modules. Click here to download the 2023 Returning Agent Training Slides. The guide to complete your training can be found here.
Help On Demand
Help On Demand is a consumer assistance referral system that connects consumers seeking assistance. Only agents who have completed training and registration are eligible to participate in Help On Demand.
Enterprise Identity Management (EIDM) to Identify Management (IDM) Transition PDF
A guide on what to expect, how to prepare, and review of the new/current flow for agents and brokers.
Uploading documents
to the Marketplace
The Marketplace may ask you for documents to confirm the information on an application. Check out this resource for tips & troubleshooting on uploading documents to the Marketplace.
Marketing Collateral
Marketplace Open Enrollment Virtual Event
in a Box
Use these resources to promote the health insurance marketplace open enrollment period. These resources will directly help people get the insurance they need at a price they can afford.
Get Health Insurance – Poster
(English) (Spanish)
Need Health Coverage? – Conference Card
(English) (Spanish)
Need Health Coverage? – Fillable Flyer
(English) (Spanish)
Resources – Postcard
(English) (Spanish)
Marketplace Open Enrollment Talking
Points & FAQs
This document includes talking points, 5 Things Consumers Need to Know, and frequently asked questions and for agents to use when engaging people in the marketplace.
Guide to 2023
Marketplace Updates
Short explainer video from
CMS on updates to the 2023 ACA marketplace.
Articles for Clients
Ways a client can enroll in a Marketplace plan
Use this link to view all the different ways a client can apply and enroll in 2023 health insurance.
A quick guide to the Health Insurance Marketplace
Client tips on the Health Insurance Marketplace.
Reporting income and household changes after enrolling in a plan
Learn how to report changes and why it’s important.
How to cancel a plan
Some clients may need to cancel their plan for any number of reasons. Learn how a client can cancel their Marketplace plan here.
Cost-sharing Reductions
Save on out-of-pocket expenses if you qualify for cost-sharing reductions.
How to use your coverage
Discover how you can use
your plan to cover medical costs here.
Completing your enrollment & paying the first premium
Each insurance carrier can handle payments differently. Learn the basics here.
How to change plans
after enrolling
After the Open Enrollment Period is over, clients may still be able to change plans with a Special Enrollment Period. Click here to learn how clients can change plans after they’ve already enrolled.
The health insurance grace period
Your health insurance company could end your coverage if you fall behind on your monthly premiums. Learn more about Premium payments, grace periods, and terminations here.
How to Take Action When You Have Both Marketplace & Medicare Coverage.
(English)
Marketplace Publications
Protect Yourself from Fraud
(English) (Spanish) (Other languages)
Questions to Ask When Choosing a Plan
(English) (Spanish) (Other languages)
Medicare & the Health Insurance Marketplace
(English) (Spanish)
What is a Health Savings Account (HSA)?
(English) (Spanish)
What You Should Know about Provider Networks
(English) (Spanish)
Preventive Care & the Marketplace: What’s Covered
(English) (Spanish)
How an Individual Coverage Health Reimbursement Arrangement (HRA) Offer Works
(English) (Spanish)
The Health Insurance Marketplace
(English) (Spanish) (Other languages)
The Value of Health Insurance
(English) (Spanish) (Other languages)
Key dates for the Health Insurance Marketplace
(English) (Spanish) (Other languages)
8 Things Immigrant Families Need to know about Marketplace Coverage
(English) (Spanish) (Other languages)
Marketplace Application Checklist
(English) (Spanish) (Other languages)
Get ready to apply for or re-enroll in your Health Insurance Marketplace Coverage
(English) (Spanish) (Other languages)
Understanding Special Enrollment Periods
(English) (Spanish)
Apply for Medicaid & CHIP through the Health Insurance Marketplace
(English) (Spanish) (Other languages)
Choosing a High-Quality Marketplace Health Plan
(English) (Spanish)
Questions to Ask Yourself When Choosing a Plan
(English) (Spanish) (Other languages)
Verifying your identity: ID proofing in the Marketplace
(English) (Spanish)
Guide to Confirming Your Income
(English) (Spanish)
Get Covered: Things to Know about the Health Insurance Marketplace
(English) (Spanish) (Other languages)
Appealing eligibility decisions in the Marketplace
(English) (Spanish)
Know Your Rights
(English) (Spanish)
What to do if your Marketplace appeal is “invalid”
(English) (Spanish)
What do college students need to know about the marketplace?
(English) (Spanish)
Turning 26? What you need to know about the marketplace
(English) (Spanish)
